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This isn’t an ideal outcome, and we’re sorry that it’s happened to you.
We evaluate your loan application based on the information you provide, so please ensure all details are accurate and correct before submitting your application. This includes your personal details like NRIC number, home address, and income information.
Here is a checklist for a better chance of getting your loan approved:
- You must be a Malaysian citizen aged between 18-65 years old, OR a foreigner with a long-term residence pass aged between 25-55 years old.
- You must currently be residing in Malaysia.
- Your income should be sustainable to service all your outstanding loans.
- You have a good credit history.
Not to worry, if it is rejected for this round, you can try to reapply for a loan after 180 days. This gives you enough time to improve your credit score and a better chance of getting your loan approved.
Hopefully, by then, we can understand you better when reviewing your credit history and also your transaction history with BigPay.
If you need any assistance, kindly chat with us by tapping the circle on the top left of 'Home'> Get Help> Chat with us, and we are ready to assist you further.